How small businesses would fare under House health-care proposal:
• Small businesses and individuals could comparison shop among private and public plans in a national health insurance exchange.
• Employers could either provide health insurance to their employees or pay a fee based on 8 percent of their payroll to the government.
• Employers that offer coverage would have to pick up 72.5 percent of the cost of premiums for full-time employees and 65 percent for a family policy.
• Employers could contribute a share of the expense of coverage for part-time employees or contribute to the health insurance exchange.
• Small businesses under a size threshold yet to be determined would be exempted from the employer responsibility requirement.
• Small businesses that can’t afford coverage would get a tax credit to help them pay for it.
Source: House committees on Ways and Means, Energy and Commerce, and Education and Labor
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